Rules for Placing Users' Crypto Assets Under the "Fixed Earn" Program

These Rules for the placement of Users’ crypto-assets under the “Fixed Earn” Program (hereinafter referred to as the “Rules”) define the terms and procedure for Users’ participation in the Program, the accrual and payment of remuneration, as well as the rights and obligations of the Parties.

The Rules constitute an integral part (appendix) of the Public Offer of the Crypto Exchange and shall be applied together with it. To the extent not regulated by these Rules, the provisions of the Public Offer, other Platform documents, and the legislation of the Republic of Uzbekistan shall apply.

The User’s acceptance of these Rules and consent to the use of crypto-assets by the Crypto Exchange within the framework of the Program shall be expressed in the manner provided for in Section 13.

The “Fixed Earn” Program is not a bank deposit and does not constitute a guarantee of returns. The guarantees provided for bank deposits do not apply to the relations between the Parties. The use of crypto-assets involves the risks set forth in Section 10 of these Rules.

1. Terms and Definitions

The following terms are used in these Rules:

• Crypto Exchange — Joint Stock Company “ASTERIUM”, a legal entity registered in accordance with the legislation of the Republic of Uzbekistan and engaged in organizing trading in crypto-assets on the basis of a license issued by the National Agency of Perspective Projects of the Republic of Uzbekistan.

• Client/User — an individual or legal entity, including a foreign individual or legal entity, that has entered into an agreement with the Crypto Exchange for conducting transactions with crypto-assets on the Crypto Exchange by accepting the Public Offer of the Crypto Exchange.

• Electronic Platform of the Crypto Exchange (Platform) — the information system and/or hardware and software complex of the Crypto Exchange through which trading in crypto-assets, clearing, settlements, and mutual settlements under transactions involving crypto-assets are carried out.

• “Fixed Earn” Program (Program) — the placement by a User of crypto-assets for a fixed term at a fixed rate, with remuneration paid upon expiration of the term.

• Placement (Deposit) — the transfer by a User of crypto-assets for the use of the Crypto Exchange on the terms of repayment and payment, formalized through the User’s personal account.

• Placement Term (N) — the period during which the crypto-asset is blocked: seven (7), fourteen (14), thirty (30), sixty (60), ninety (90), or one hundred eighty (180) calendar days.

• Calendar Day — any day of the week, including weekends, public holidays, and other non-working days.

• Principal Amount (D) — the amount of the placed crypto-asset excluding remuneration.

• Remuneration (I) — the amount accrued to the User for the Crypto Exchange’s use of the User’s crypto-assets.

• Rate (APR) — the annual simple interest rate fixed at the time the placement is formalized.

• Maturity Date — the date on which the placement term expires, upon which the principal amount is returned and the remuneration is paid.

• Personal Account — the User’s account on the Platform.

2. Subject Matter of the Rules

2.1. The subject matter of these Rules is to provide the User with the opportunity to place crypto-assets belonging to the User under the Program, consent to their use by the Crypto Exchange, and receive remuneration for such use in accordance with these Rules.

2.2. With the User’s consent, the Crypto Exchange shall enter into transactions involving the User’s crypto-assets in its own name and in its own interests for the purpose of ensuring its own liquidity, including the timely fulfillment of its obligations to clients.

2.3. The use of the User’s crypto-assets is permitted only where the Crypto Exchange has reasonable grounds to believe that such assets can be returned in full. The Crypto Exchange undertakes to ensure the return of the User’s crypto-assets within the agreed term and to pay remuneration for their use.

2.4. The User’s performance of the actions specified in Section 13 shall constitute the User’s consent to the use by the Crypto Exchange of the User’s crypto-assets on the terms set forth in these Rules.

2.5. The “Fixed Earn” Program is not a bank deposit and is not subject to the regulation and licensing applicable to banking deposit activities; the guarantees provided for bank deposits do not apply to the relations between the Parties.

2.6. The Program does not constitute a guarantee of returns. The fixed rate reflects the amount of remuneration agreed upon by the Parties for the use of crypto-assets and is not a forecast of market returns.

3. Participation Terms and User Requirements

3.1. A User who has completed identification (KYC) and verification to the extent provided for by the Public Offer and the Crypto Exchange’s internal regulations, and whose account status permits participation in the Program, may participate in the Program.

3.2. Enhanced due diligence shall be conducted for transactions classified as higher risk, including confirmation of the source of funds and origin of capital.

3.3. The Crypto Exchange may refuse participation in or suspend participation in the Program on the grounds and in accordance with the procedure provided for by the Public Offer of the Crypto Exchange and the legislation of the Republic of Uzbekistan.

4. Procedure for Placing Crypto-Assets

4.1. The placement shall be made independently by the User through the Personal Account by selecting the crypto-asset, placement amount, and placement term and confirming the transaction.

4.2. At the time of placement, the principal amount (D), term (N), and rate (APR) shall be fixed. These parameters may not be changed during the placement term.

4.3. The placed amount shall be blocked for the entire placement term. The principal amount and accrued remuneration shall be accounted for separately.

4.4. The applicable rates and limits are set forth in Section 5. The Crypto Exchange may unilaterally change the rates and limits at any time; however, such changes shall not apply to placements made before the relevant changes to the rates and limits took effect.

5. Rates and Limits

Program parameters:

Maximum per User (in aggregate across all active placements): 500,000 USDT.

6. Accrual and Calculation of Remuneration

6.1. Remuneration shall be accrued at a simple interest rate (without capitalization) on the principal amount of the placement.

6.2. The basic remuneration formula for a period t (in days) is: I = D × APR × t ÷ 365

where:

I — remuneration for period t;

D — principal amount of the placement;

APR — annual rate;

t — number of days.

6.3. Accrual shall be made daily for the preceding calculation day (the calculation day begins at 00:00 UTC) in accordance with the uniform rounding rules applicable to each currency.

6.4. Calculation example:

7. Return of Principal Amount and Payment of Remuneration

7.1. Upon the Maturity Date, the Crypto Exchange shall ensure the return of the principal amount and payment of the accrued remuneration no later than the day following the expiration of the term (T + N + 1).

7.2. The remuneration shall be credited to the User’s Account and shall thereafter be available for withdrawal under the general terms.

7.3. If a suspicious transaction is identified, the return of funds and payment of remuneration shall be made after the Crypto Exchange has taken the measures required by applicable legislation and the Crypto Exchange’s internal regulations.

8. Early Return

8.1. The User may, at any time before the Maturity Date, request an early return of the principal amount (early return), unless otherwise provided by the terms of the specific placement. Early return shall be initiated independently by the User by initiating a withdrawal of the placed crypto-assets through the Platform. An early return transaction confirmed by the User may not be canceled.

8.2. In the event of an early return, the fixed rate (APR) shall not apply and the remuneration shall not be retained: no remuneration shall be accrued or paid for the entire actual placement period, including the calculation day on which the early return is initiated, and any remuneration previously accrued but not paid shall be canceled. The User shall receive only the principal amount of the placement.

8.3. The principal amount shall be returned by automatically unblocking and crediting it to the User’s Account on the Platform no later than 3 (three) days from the initiation of the early return. Until the amount is credited, the crypto-assets shall remain blocked and unavailable for transactions. After crediting, withdrawal of funds from the Platform shall be carried out under the general terms.

8.4. Suspension and blocking of User transactions, as well as freezing of crypto-assets and funds, shall be carried out on the grounds and in accordance with the procedure provided for by the Public Offer of the Crypto Exchange.

9. Rights and Obligations of the Parties

9.1. The Crypto Exchange shall:

• ensure the return of the principal amount and payment of remuneration within the periods established by these Rules;

• maintain separate accounting of its obligations to Users and its own funds;

• provide Users with information regarding the form, amount, and procedure for receiving remuneration, as well as the applicable rates and limits.

9.2. The Crypto Exchange shall have the right to:

• receive information about the status of the User’s placements and accrued remuneration.

10. Liability of the Parties and Risk Disclosure

10.1. For failure to perform or improper performance of their obligations, the Parties shall be liable in accordance with these Rules, internal regulations, and the legislation of the Republic of Uzbekistan.

10.2. By placing crypto-assets, the User confirms that the User understands and accepts, among others, the following risks:

• Credit (Counterparty) Risk — the risk that the Crypto Exchange may fail to perform or improperly perform its obligations to return the principal amount and/or pay remuneration, including upon the occurrence of special circumstances provided for in Section 11 of these Rules.

• Liquidity Risk — the risk of insufficient liquidity to enable the Crypto Exchange to fulfill its obligations in a timely manner. The occurrence of such risk does not release the Crypto Exchange from its obligation to return the principal amount and pay remuneration; the consequences are determined by Section 11 of these Rules.

• Market Risk — the value of a crypto-asset may change; remuneration is fixed in units of the placed crypto-asset.

• Technological, Operational and Regulatory Risks, as well as other risks associated with the use of crypto-assets, to the extent and on the terms disclosed in the Public Offer of the Crypto Exchange.

11. Force Majeure and Special Circumstances

11.1. The Parties shall be released from liability for failure to perform or improper performance of their obligations resulting from force majeure circumstances. The definition of such circumstances, the procedure for notifying the Parties thereof, and the consequences of their occurrence shall be determined by the Public Offer of the Crypto Exchange (Section 23 “Force Majeure”).

11.2. Special circumstances shall include insolvency (bankruptcy), inability to pay debts, suspension or termination of the activities of an infrastructure counterparty — an exchange, custodian, or other third party with which crypto-assets are placed or through which their custody or transfer is carried out — as well as the imposition of restrictive measures against such entity, revocation (suspension) of its license, or blocking of its assets, if such circumstances objectively prevent the Crypto Exchange from timely obtaining the placed crypto-assets. Special circumstances shall not constitute force majeure circumstances.

11.3. Upon the occurrence of special circumstances, the Crypto Exchange shall have the right to:

• extend the period for the return of the principal amount and payment of remuneration for a period of up to 90 (ninety) calendar days;

• restructure its obligations, including by approving a payment schedule;

• make payments in installments as funds are received, distributing them among Users proportionally to the amount of their claims.

11.4. The Crypto Exchange shall notify Users of the occurrence and termination of special circumstances no later than 7 (seven) business days from the date of their occurrence (termination) by publishing a notice on the Platform and/or in the Personal Account, specifying the reasons, the list of affected placements, and the expected payment dates.

12. Dispute Resolution Procedure

12.1. Disputes and disagreements arising out of or in connection with these Rules shall be resolved in accordance with the procedure provided for by the Public Offer of the Crypto Exchange (Section 20 “Dispute Resolution Procedure”).

13. Term of the Rules, Acceptance and Amendments

13.1. The User’s acceptance of these Rules and simultaneous consent to the use of the User’s crypto-assets by the Crypto Exchange shall be deemed to have occurred when the User makes a placement through the Personal Account and confirms that the User has reviewed these Rules, the Public Offer, and the Crypto Exchange’s internal regulations.

13.2. Such actions shall constitute the User’s full and unconditional acceptance of the terms of the Rules in their current version.

13.3. The Crypto Exchange may amend the Rules. Amendments shall enter into force upon publication on the Platform. Changes to rates and limits shall be made in accordance with Clause 4.4 of these Rules.

13.4. The Rules shall remain in effect from the date of publication until they are canceled or replaced by a new version.

14. Final Provisions

14.1. These Rules shall be applied together with the Public Offer of the Crypto Exchange and other internal regulations of the Crypto Exchange. To the extent not regulated by these Rules, the provisions of the aforementioned documents and applicable legislation shall apply.

14.2. In all matters not provided for by these Rules of the Crypto Exchange, the provisions of the Public Offer available at the following link shall apply:

https://asterium.uz/documents/public-offer

14.3. The invalidity of any individual provision of the Rules shall not result in the invalidity of the remaining provisions.

14.4. The current version of the Rules shall be published on the Platform and shall be available to the User at any time.

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© JSC “ASTERIUM”, 2026